About the job: This is a full-time hybrid role for a Credit Risk Modeling Officer (Scorecard Models) at UnionBank of the Philippines. The role is based in Eastwood City, Quezon City and/or Ortigas, Pasig City. The Credit Risk Modeling Officer will be responsible for developing, maintaining, and monitoring credit risk scorecard models. Job Description Primarily responsible for the development of scorecard and income models for all consumer and SME products, with key tasks including data acquisition, data integrity assessment, variable selection, model development, validation, user acceptance testing (UAT), documentation, and implementation Conduct periodic model performance monitoring and reporting, including deep-dive investigation on any performance issues Facilitate model understanding and acceptance through presentations to model users, stakeholders, and oversight groups Manage model risks throughout the entire lifecycle, encompassing development, validation, implementation, use, and ongoing monitoring to ensure alignment with the Bank&aposs model risk management (MRM) framework and regulatory requirements Continuously enhance expertise in analytical methods and modeling best practices Qualifications With 1-2 years working experience in credit risk management and/or model development Proficient in R/SAS/Python or any similar programming language Strong proficiency in data analysis and statistics Attention to detail and accuracy in data analysis Excellent problem-solving and critical-thinking abilities Ability to work independently as well as part of a team Satisfactory oral, written, and presentation communication skills Proactive and self-driven Show more Show less