The Credit Risk Staff is primarily responsible inreviewing and checking the completeness and sufficiency of information on the application form/increase in credit limit request and the basic documentary requirements. Responsibilities Verifies applicant's name and spouse (if any) versus the office file checking results obtained from the application system for possible duplication and matches on deposits, active loans, and historical loans and adverse records Ensures that the information is encoded accurately and completely in the front-end system Verifies critical information in Application Form and related documents by conducting interviews with the applicant and third-party sources to establish the applicant&aposs identity and capacity to pay Reviews and checks credit bureau result and encode matching information if any. Pre-screens applications queued at scoring referral stage and recommends the approval/disapproval of the credit application based on the internal credit score results Reviews cardholder&aposs BPI/BFB card profile and conduct verification with the cardholder and/or recommending Unibank Officer, as deemed necessary to client&aposs increase in credit limit request Assists in client inquiries, complaints, and feedback regarding status of application or cardholder requests Qualifications Must possess at least Bachelor&aposs/College Degree in Business Studies/Administration/Management/Finance/Accountancy/Banking equivalent Fresh graduates are welcome to apply Proficient in using Microsoft Office applications Show more Show less