Credit Risk Officer - Manila, Philippines

Manila City, Metro Manila Mandaluyong City, Metro Manila
Permanent
Full-time

24 days ago

Job Category: FinanceJob Description:Credit Risk OfficerRole Overview and Purpose: Credit Risk Management will be responsible for managing the risk of Pearson's Accounts Receivable in all Global Business Service locations, including country risk, account risk via credit lines and risk classifications as well as bad debt losses and the monitoring of bankrupt customers.Key Deliverables:

Supports in driving overall risk management principles throughout all portfolios
Identify potential risk, issues that need escalation and escalates them promptly
Assist in managing Pearson's bad debt provision entails report generation and ensuring its accuracy and adherence to the guidelines
Ensure on-time and accurate reporting, documentation, filling and storage, and submission of all relevant reports
Coordinate with the management and Internal/external audit to resolve risk management, audit requirements and control issues.
Analyze macroeconomics, economic activity, and the creditworthiness of customers. Includes analyzing relevant industry and financial condition of borrowers, the risk factors and prepare mitigating suggestions
Identify financial risks to Pearson based on the financial profile and payment capacity of the customer
Prepare and submit credit assessment report to the approver, recommend and or adjust limits based on the results based on the analysis of the financial situation and gathered information
Review Credit limits and internal rating of existing customers
Other works / reports assigned by the Credit Risk Manager
At least 2 years' experience in Finance, preferably directly in the Order-to-Cash function and specifically in credit risk management
Knowledge in basic industry research capabilities, including risk and key drivers
Capable of writing comprehensive and in-depth credit assessment report
Ability to identify key drivers for change and process improvements
Strong written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
Efficient judgement and informed decision-making skills
Good knowledge of audit and SOX compliance
Highly proficient in reporting tools such as excel

About Us:Who we are:At Pearson, our purpose is simple: to help people realize the life they imagine through learning. We believe that every learning opportunity is a chance for a personal breakthrough. We are the world's lifelong learning company. For us, learning isn't just what we do. It's who we are. To learn more:Pearson is an Affirmative Action and Equal Opportunity Employer and a member of E-Verify. All employment is decided based on qualifications, merit and business need. All qualified applicants will receive consideration for employment without regard to race, ethnicity, color, religion, sex, sexual orientation, gender identity, gender expression, age, national origin, protected veteran status, disability status or any other group protected by law. We strive for a workforce that reflects the diversity of our communities.If you are an individual with a disability and are unable or limited in your ability to use or access our career site as a result of your disability, you may request reasonable accommodations by emailing .To learn more about Pearson's commitment to a diverse and inclusive workforce, navigate to: .Note that the information you provide will stay confidential and will be stored securely. It will not be seen by those involved in making decisions as part of the recruitment process.

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