Credit Analyst
- Manila City, Metro Manila
- Permanent
- Full-time
Our client is a mission-driven fintech platform providing flexible financing to small businesses in emerging markets. They use technology to make it faster, cheaper, and easier for entrepreneurs to access the capital they need to grow. Their first product is invoice financing, with a focus on the Philippines.They're scaling rapidly and are looking for a sharp, curious, and creative Credit Analyst to help shape and scale their credit strategy in the Philippines.Must-Have Skills & Experience2-5 years in credit risk analysis, financial analysis, or SME lendingStrong financial statement analysis skills (P&L, balance sheet, cash flow)Ability to own borrower evaluations end-to-end and make sound credit recommendations * Curious, proactive problem-solver who can ask the right questions to uncover key risksExcellent written and spoken EnglishComfortable working independently in a fast-paced environmentPreferredSQL/Python skills to pull and analyse data for underwritingExperience in fintech, alternative lending, or commercial bankingFamiliarity with credit scoring models/statistical analysisKey Traits
- Analytical thinker who can adapt framework rules to real-world borrower scenarios
- Investigative mindset digs beyond surface-level information to uncover the true credit story
- Process-oriented but always looking for ways to improve how underwriting is approached
- Strong communicator who can work closely with sales/ops while driving borrower conversations directly