Loan Officer
- Philippines
- Permanent
- Full-time
- Evaluate VC- and PE-backed companies for creditworthiness by analyzing financial statements, cap tables, investor profiles, and market dynamics
- Structure and originate loan products such as venture debt, acquisition financing, growth capital, and working capital lines
- Collaborate with internal teams (investment, legal, operations) to finalize term sheets, credit approvals, and legal documentation
- Lead and coordinate financial, legal, operational, and management due diligence on prospective borrowers
- Assess company burn rate, revenue quality, unit economics, churn metrics, and customer concentration
- Review corporate governance documents, capitalization structures, intellectual property status, and key contracts
- Work closely with external counsel, third-party diligence providers, and internal stakeholders to validate underwriting assumptions
- Oversee onboarding and disbursement processes for newly originated loans
- Monitor loan performance, borrower compliance with covenants, financial reporting obligations, and key risk indicators
- Manage periodic portfolio reviews, risk grading, and exposure analysis
- Coordinate amendments, waivers, renewals, or restructurings as needed
- Serve as primary point of contact for borrowers post-close, ensuring a high-quality client experience and proactive issue resolution
- Build and maintain relationships with startup founders, CFOs, VC/PE partners, and advisory networks to drive deal flow
- Track market trends, sector developments, and capital market dynamics relevant to growth-stage lending
- 7+ years of experience in venture debt, private credit, structured finance, commercial banking, or related financial services
- Strong credit analysis, financial modeling, and deal structuring skills
- Prior experience with due diligence and ongoing loan servicing of investor-backed companies is required
- Excellent communication and relationship-building skills
- Familiarity with SaaS metrics, startup financials, and growth company dynamics preferred
- Proficiency in Excel, loan servicing, and portfolio monitoring tools
- Bachelor's degree in Finance, Accounting, Economics, or a related field; MBA, CPA or CFA a plus
- Understanding of applicable lending regulations and best practices in credit risk management
- Compensation commensurate with experience
- Flexible work schedule
- Unlimited vacation
- Medical, dental, and vision insurance
- Ongoing education and training
- Bonuses and profit-sharing