Description: Duties and Responsibilities: Minimize compay exposure to credit and fraud Losses Review loan applications based on the company's underwriting policies and guidelines Responsible for the thorough credit checking and evaluation Conduct background investigation including credit checks with banks and other financial institutions, personal interviews, discreet background checking, property appraisal, business evaluation, court case, and trade checking verifications Set risk management policies Prepare risk assessment reports, recommend risk mitigation measures and loan structures Prepare competitive and industry analysis as needed Assist in post approval monitoring Ensure compliance with internal credit policies Evaluate and update credit policies as needed Recommend revising underwriting criteria as needed with compliance to management objectives and regulatory guidelines Qualifications: With at least 2 years experience in banking and financial service industry Bachelor's degree in Management, Finance, Accounting, Math, Economics, Engineering or equivalent With background in risk management, financial statement analysis, credit practices and procedures Highly analytical systematic and organized Effective problem solving skills Keen on details Requirements: Skills: Analytical, Clerical, Creative, Critical Thinking, Computer/Technical Literacy, Adaptability/Flexibility