The primary role is in shaping and executing strategic initiatives across the two core pillars of the Revolving Stream: Partnership/Cobrand and Customer Acquisition. This senior management position is responsible for driving business growth through innovative sales strategies, cross-sell optimization, and sustainable risk management. What You'll Do Strategic Leadership: Spearheads the development and execution of high-impact strategies to enhance customer engagement and expand market reach. Team Management: Leads and empowers cross-functional teams focused on partnerships, cobrand programs, and acquisition channels. Sales & Cross-Sell Excellence: Drives customer acquisition and cross-sell performance through data-driven insights and targeted campaigns. Lead a team of 5 FTEs, with 2 direct reports Risk Sustainability: Ensures long-term portfolio health by embedding robust risk assessment and mitigation frameworks. P&L Ownership: Manages the full profit and loss accountability for the Revolving Stream, ensuring financial targets are met or exceeded. Product Evolution: Champions the continuous improvement and innovation of revolving credit products to meet evolving customer needs and market dynamics. Collaborate with multiple streams/departments across the enterprise (Risk, IT, Digital, Sales, Finance and Operations) Handle relationships with external parties, including government agencies, non-profit organizations and partner schemes What You Need To Have At least 8 years of hands-on experience in developing and executing acquisition and engagement strategies for credit portfolios, particularly revolving products At least 4 years in a leadership role, with direct reports and experience in leading a team in a matrixed environment Confidence in using data and analytics Agile mindset and ability to adapt and change in quickly changing market conditions Strong understanding of business drivers and KRAs What Can Set You Apart: Digital & Tech Fluency: Experience with digital acquisition channels, fintech partnerships, or emerging technologies in consumer lending. Strategic Partnerships: Proven success in developing and managing co-brand or strategic alliance programs. Regulatory Knowledge: Familiarity with local and international regulatory frameworks governing consumer credit. Change Management: Experience leading transformation initiatives or product evolution in dynamic business environments. Job Perks You&aposll Enjoy Permanent dayshift schedule Up to 20% variable performance-based bonus HMO on Day 1 / HMO with dependents Access to mental health coverage and wellness partners Wellness Leave and Birthday Leave benefits Internal Career Mobility Opportunity to work and train in our international offices Empower Filipinos with innovative financial solutions at Home Credit Philippines. Click Apply Now and join a company where there are #NoSmallRoles and everyone is important. At Home Credit Philippines, we believe that everyone has something special to offer. Our motto "No Small Roles, Everyone is Important" is at the heart of everything we do. We think diversity makes our company better and every single job and person here plays a big part in our success. We're all about creating a welcoming place where everyone feels valued for who they are. This means we make sure that everyone, no matter their background or what they look like, gets a fair chance at jobs, training, and promotions. When it comes to hiring, everyone gets a fair look. It doesn't matter where you're from, what you believe, who you love, whether you have a disability, or any other or any other condition protected under Philippine laws. If you meet the job requirements, you have a chance to get the job. Come join us at Home Credit, where diversity fuels our innovation. Here, there are #NoSmallRoles and #EveryoneisImportant. Show more Show less