Underwriting Analyst 2
Manulife
- Makati City, Metro Manila
- Permanent
- Full-time
- Check for completion of documents submitted
- Sort and match requirements for underwriting
- Classify occupation, assess the build, family history, financial, residential/geographical risk, and medical information.
- Order requirements to assess risk, i.e. Medical Examination, APS, blood test
- Document the above information in CAS underwriting notes.
- Conduct AML checks and when result is positive to liaise with NB’s AML Officer or Chief Underwriter
- Discuss complex cases with more senior underwriter or medical consultant
- Underwrite medical and complex cases, including ECI and HIB within the approval authority
- Underwrite medical and complex cases, including ECI and HIB referred by more junior underwriters
- Underwrite medical and complex cases, including ECI and HIB, beyond the approval authority with the proposed underwriting decision to be approved by the Team Leader or underwriter with higher authority limit or the Chief Underwriter
- Possess basic knowledge of all insurance plans, riders, policy provisions and company policies.
- For sub-standard cases, provide the loading and generate rated proposal and letter. Update NB Tracking System and inform distributors on the underwriting decision through Inotify mail.
- Prepare declined, postponed/deferred letter to include the refund check, if applicable
- Report impairments to the Medical Information Bureau (MIB)
- Handling of inquiry cases. Check completeness of submitted documents, conduct alpha search and consolidate total risks, Assess cases and forward notice requirement to agents thru email. When payment is made for cases with final decision, information will be encoded in CAS (NB Admin) and case will be issued.
- Ensure all pending cases are properly filed on daily basis.
- Achieving at least 90% agreement rating from a self audit case review at the end of that period
- Strong Leadership Skills with experience in supervising a team
- Strength of character to provide recommendations or communicate issues
- Ability to effectively collaborate with the team and other departments
- Preferably with LOMA, AALU, FALU certifications
We lead with our Values every day and bring them to life together.Boundless opportunity
We create opportunities to learn and grow at every stage of your career.Continuous innovation
We invite you to help redefine the future of financial services.Delivering the promise of Diversity, Equity and Inclusion
We foster an inclusive workplace where everyone thrives.Championing Corporate Citizenship
We build a business that benefits all stakeholders and has a positive social and environmental impact.About Manulife and John HancockManulife Financial Corporation is a leading international financial services group that helps people make their decisions easier and lives better. With our global headquarters in Toronto, Canada, we operate as Manulife across our offices in Asia, Canada, and Europe, and primarily as John Hancock in the United States. We provide financial advice, insurance, and wealth and asset management solutions for individuals, groups and institutions. At the end of 2022, we had more than 40,000 employees, over 116,000 agents, and thousands of distribution partners, serving over 34 million customers. At the end of 2022, we had $1.3 trillion (US$1.0 trillion) in assets under management and administration, including total invested assets of $0.4 trillion (US $0.3 trillion), and segregated funds net assets of $0.3 trillion (US$0.3 trillion). We trade as ‘MFC’ on the Toronto, New York, and the Philippine stock exchanges, and under ‘945’ in Hong Kong.Manulife is an Equal Opportunity EmployerAt Manulife/John Hancock, we embrace our diversity. We strive to attract, develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment, retention, advancement and compensation, and we administer all of our practices and programs without discrimination on the basis of race, ancestry, place of origin, colour, ethnic origin, citizenship, religion or religious beliefs, creed, sex (including pregnancy and pregnancy-related conditions), sexual orientation, genetic characteristics, veteran status, gender identity, gender expression, age, marital status, family status, disability, or any other ground protected by applicable law.It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process. All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies. To request a reasonable accommodation in the application process, contact .