Our Mission Our goal is for everyone to make bolder choices with their finances. To get there, we're creating an all-in-one ecosystem of financial services for today's generation of goal-getters. That feat takes extraordinary people-those with the guts to challenge the way things are and transform them into something better. To be part of Team Maya is to be Bolder for Better. Description What you will do: Lead the development and enhancement of a comprehensive risk management framework specifically tailored for credit card portfolios. Conduct in-depth analysis of credit card portfolio performance metrics, identifying trends, risk factors, and opportunities for optimization. Utilize advanced statistical techniques to understand credit card customer behavior, credit risk, and portfolio dynamics. Develop and refine key risk indicators (KRIs) and performance metrics for ongoing monitoring of credit card portfolios. Provide strategic insights and recommendations to senior management based on analytical findings, contributing to decision-making processes related to credit risk management. Collaborate cross-functionally with risk management, compliance, finance, and product teams to ensure alignment on risk strategy and compliance with regulatory requirements. What We Are Looking For Bachelor's degree in Statistics, Mathematics, Economics, Finance, or a related quantitative field. Advanced degree (e.g., Master's) preferred. 5-8 years of progressive experience in risk analytics within consumer credit, with a strong focus on credit card portfolios. Expertise in programming languages such as Python, R, or SQL for data manipulation and statistical analysis. Proven ability to interpret complex data sets and derive actionable insights relevant to credit card risk management. Excellent communication skills with the ability to present complex concepts and recommendations to stakeholders at various levels of the organization. Understanding of credit risk modeling techniques, including scorecard development, stress testing, and portfolio optimization is a plus About Us Maya is the all-in-one money platform that is bringing Filipinos bolderways to master their money.It is powered by a unique integrated financial services ecosystem that addresses the ever-evolving needs of today's generation of moneymakers through cutting edge technology. We lead millions of Filipinos - consumers, businesses,communities, and government agencies alike - into a version ofthe current digital economy that's more inclusive, transparent,and empowering than ever. We are powered by the country's only end-to-end digital payments company Maya Philippines, Inc. and Maya Bank, Inc. for digital banking services. Maya Bank, Inc. and Maya Philippines, Inc. are regulated by the Bangko Sentral ng Pilipinas. https://www.bsp.gov.ph/