Credit Analyst

• Investigate actively processing accounts and apply current compliance procedures
• Record findings of each account within our systems
• Review documentation, such as Articles of Incorporation or Tax ID verification letters
• Review red flags and transaction-related flags, update account limits, identify false negative alerts, and other account maintenance requirements
• Conduct detailed fraud reviews on customer accounts to identify suspicious activity
• Analyze transactional behavior to detect anomalies, patterns, and potential fraud schemes
• Collaborate with Compliance, Risk, and Fraud teams to escalate high-risk findings
• Communicate professionally and clearly with our customers
• Support frontline representatives by responding to questions and concerns
• Make recommendations based on department standards concerning behaviors of current accounts
• Ad hoc tasks in areas of compliance, risk, and data organization

• Graduate of any four-year course
• Fresh Graduates are welcome to apply
• 1 to 2 years of work experience in Credit Analysis, Fraud Investigation, and Risk Compliance
• Previous experience in banking or an investigative role (desirable)
• Passionate about investigating and solving puzzles
• Naturally curious and is willing to learn and keep learning
• Patience and calm under pressure, with the ability to advocate findings in a constructive manner
• Excellent eye for detail
• Ability to be nimble, flexible, and comfortable working in a fast-paced environment while upholding our organizational values and standards
• Able to understand identification and business-related documents
• Thrives in a casual but fast-paced and collaborative work environment
• Must be willing to work in a fixed Night Shift schedule
• Must be flexible in terms of work arrangement (Hybrid - Work on Site and Work from Home)

• Attention to Detail

• Advanced
• Critical Thinking

• Advanced

• Enthusiastic

• Shows intense and eager enjoyment and interest
• Team Player

• Works well as a member of a group

• 2 years:

• Fraud Investigation and Risk Compliance
• Conduct detailed fraud reviews on customer accounts to identify suspicious activity

• RealPage provides a competitive salary package along with a comprehensive benefit plan that includes:
• Health, dental, and vision insurance.
• Retirement savings plan with company match.
• Paid time off and holidays.
• Professional development opportunities.
• Performance-based bonus based on position.

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