What you will do: Consults the Portfolio Manager and Head of Credit & Portfolio Management in establishing the portfolio management framework as well as credit risk appetite and thresholds for the product portfolios i.e. loans/BNPL /Merchant Lending/SME Develops processes and builds credit portfolio monitoring and control systems for assessing, identifying and reducing credit risk while optimizing portfolio returns. Together with team reports, the candidate will conduct real time industry research to identify and analyze emerging trends Drafts, reviews and updates appropriate policies to comply with regulation and emerging trends. What we are looking for: Bachelor&aposs degree in Computer Science/Statistics/Data Science or related programs; MBA or Post-graduate in a similar field is an advantage 4+ years of experience in Consumer/Merchant Lending/SME credit and data analytics Excellent quantitative skills with background in credit scoring, credit strategy and overall credit cycle. Experience in Credit Loss Forecasting Show more Show less