Credit Analyst

Manila City, Metro Manila
₱100,000 per month
Permanent
Full-time

3 days ago
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Position: CREDIT ANALYSTSalary range: Php 100,000/month (The final amount will be at the the client discretion basing on the candidate’s skills and experience.)Working Hours: Folling AU business hoursWork set-up: 100% Remote work under Independent Contractor AgreementHolidays: TBDRecruitment process: possible multiple client interviews and an assessmentAbout the CompanyA well-established wellness and lifestyle brand specialising in premium, locally made skincare, health supplements, honey products, and natural wellness solutions. The company is built on quality, innovation, and sustainable practices, serving both domestic and international markets through a fast-growing eCommerce channel.As the business continues to scale globally, it is strengthening its digital marketing capability to drive online revenue growth, improve customer engagement, and enhance retention across key digital touchpoints.The OpportunityThis is a hands-on Digital Marketing Specialist role with ownership across core performance and retention marketing channels. The position is highly execution-focused and best suited to a marketer who can independently manage end-to-end campaign delivery—from strategy and creative development through to execution and optimisation.The successful candidate will work closely with the business owner and contribute across multiple eCommerce brands under the same portfolio, supporting broader digital marketing initiatives and growth objectives.The role will play a key part in driving customer acquisition, increasing repeat purchases, and improving overall eCommerce performance through data-driven marketing initiatives.About the CompanyA financial services and mortgage broking organisation specialising in delivering tailored lending solutions to individuals and investors. The business works with a broad panel of lenders to provide competitive loan options while maintaining strong compliance, accuracy, and customer-focused service.Role OverviewThe Credit Analyst is responsible for assessing client financial profiles, determining borrowing capacity, and ensuring loan applications align with lender policies and regulatory requirements. The role works closely with brokers and lenders to structure applications, manage credit risk, and support successful loan outcomes.Key Responsibilities

Analyse client financial information including income, expenses, liabilities, and assets
Assess borrowing capacity and determine suitable loan products across multiple lenders
Prepare, structure, and review loan applications prior to submission
Identify credit risks and provide clear recommendations to support lending decisions
Liaise with lenders, brokers, and clients to obtain and verify required documentation
Ensure all applications comply with lending policies, credit guidelines, and regulatory standards
Maintain accurate records and track application progress within CRM and loan systems
Manage multiple loan applications simultaneously while meeting deadlines
Support brokers with lender policy interpretation and scenario analysis

Tools & Software

Loan processing platforms (e.g., Infinity, ApplyOnline, Mercury, Flex, AOL)
CRM systems (e.g., Salesforce, HubSpot, Quickli, broker-specific CRMs)
Microsoft Excel (advanced) and Google Sheets
Document management systems (SharePoint, Google Drive, Dropbox)
Credit reporting agencies (Equifax, Illion, Experian)
Communication tools (Microsoft Teams, Zoom, Outlook)
Workflow/project tools (Monday.com, Asana, Trello)

RequirementsSkills & Experience

Experience in mortgage broking, banking, financial services, or credit analysis
Strong understanding of residential lending policies and credit assessment processes
Excellent analytical and problem-solving abilities
High attention to detail and accuracy in documentation and compliance
Strong communication and stakeholder management skills
Ability to manage multiple priorities in a fast-paced environment
Familiarity with aggregator platforms and lender systems is an advantage

D2B