Role Overview We are looking for a detail-oriented and analytical Collections Risk Officer (Secured) to support risk management initiatives across secured and SME loan portfolios. This mid-management role (Assistant Manager to Senior Manager level) focuses on analyzing credit risk, enhancing collections reporting, and driving data-backed insights to improve portfolio performance. Key Responsibilities Analyze credit risk across secured and SME loan portfolios Develop and enhance collections reporting and analytics frameworks Monitor portfolio performance, including delinquency trends and risk indicators Generate insights and recommendations to improve collections strategies Collaborate with cross-functional teams to strengthen risk mitigation efforts Ensure accuracy, consistency, and timeliness of reports and dashboards Present findings and insights to stakeholders and management Qualifications At least 3 years of experience in Risk Management , preferably within the banking or financial services industry Strong background in Collections Analytics Proficiency in R, Python, or SAS Strong analytical thinking and problem-solving skills High level of organization and attention to detail Good oral, written, and presentation skills Ability to work collaboratively in a fast-paced environment Why Join Us Opportunity to work on high-impact secured and SME portfolios Exposure to advanced analytics and risk management practices Collaborative and growth-oriented work environment Competitive compensation and benefits