The Commercial Finance Manager's role is to be responsible for profitability management of at least one of Home Credit Philippines loan products. They are to support the Senior Management in achieving Home Credit Philippines profitability targets through active involvement in decisions that impact profitability. They are also to work closely with the Product, Risk, and Finance departments to (1) conduct profitability analysis, (2) ensure availability of profitability-related reporting, and (3) ensure delivery of commitments following strategy discussions with Senior Management. What You'll Do Ownership of company lifetime profitability targets for at least one of point-of-sale, cash, and revolving Loans. Timely delivery of financial impact simulations using Lifetime Profitability (LTP) model. Ensure timely, accurate, and reliable profitability reporting. Primary point of contact within Finance for initiatives involving product assignment. Unlock opportunities for long-term, sustainable business growth What You Need To Have Analytical mind, problem solving, well organized and can be trusted to pay attention to detail. Excellent communication and presentation skills; ability to effectively communicate with, and present to, internal stakeholders including senior management Consultancy mindset -- continuous active learner with willingness to understand business from all aspects Fluent oral and written English What Can Set You Apart: Practical experience with SQL (Oracle) Knowledge in using business intelligence tools such as Power BI or Tableau Job Perks You&aposll Enjoy Permanent dayshift schedule Up to 20% variable performance-based bonus HMO on Day 1 / HMO with dependents Access to mental health coverage and wellness partners Wellness Leave and Birthday Leave benefits Internal Career Mobility Opportunity to work and train in our international offices Empower Filipinos with innovative financial solutions at Home Credit Philippines. Click Apply Now and join a company where there are #NoSmallRoles and everyone is important. At Home Credit Philippines, we believe that everyone has something special to offer. Our motto "No Small Roles, Everyone is Important" is at the heart of everything we do. We think diversity makes our company better and every single job and person here plays a big part in our success. We're all about creating a welcoming place where everyone feels valued for who they are. This means we make sure that everyone, no matter their background or what they look like, gets a fair chance at jobs, training, and promotions. When it comes to hiring, everyone gets a fair look. It doesn't matter where you're from, what you believe, who you love, whether you have a disability, or any other or any other condition protected under Philippine laws. If you meet the job requirements, you have a chance to get the job. Come join us at Home Credit, where diversity fuels our innovation. Here, there are #NoSmallRoles and #EveryoneisImportant. Show more Show less