Credit Analyst (Night shift)

• Handles a portfolio of customer accounts with key activities as follows:
• Monitors and reviews credit limits of new and existing counterparties; involving in-depth analysis of counterparty's financial standing, industry review, business outlook, risks and opportunities;
• Prepares credit assessment and administer the approval process for credit limits and terms;
• Applies credit risk mitigation strategy including obtaining acceptable forms of securities from counterparty;
• Updates and maintain the credit limits and data in system;
• Provides advisory function on documentary credit, bank guarantees and standby letter of credit;
• Provides advisory function on credit issues in the contract and credit structures such as collateral and mitigation strategy and trade finance tools;
• Monitors payment performance and follow up of overdue amounts;
• Reviews, assesses and administers approval process for orders blocked due to credit violations;
• Contributes towards developing and implementing credit risk management processes;
• Active participation on improving credit risk management policies to meet industry best practices;
• Actively implement & comply with the Credit Policy; Ensure the trading and marketing business activities of Downstream business is conducted according to the Credit Policy
• Identifies, measures and control credit risk mitigation activities in Downstream business;
• Active participation in the development of information systems to accurately capture credit exposures;
• Prepares credit management reports; and
• Maintains and develops relationships with relevant stakeholders
• Collateral Management:
• Knowledge and appreciation of ICC UCP600 & ICC ISP98
• Handles Letter of Credits i.e. Documentary Letter of Credit (DLC) & Stand by Letter of Credit (SBLC) review & negotiation with S&T counterparties
• Coordinates with Banks, S&T Operations, Traders and Legal team for issuance of acceptable LC formats from Chevron bank list
• Provides timely clearance and issuance of Credit Security Notification (CSN) for trading deals fully secured by LCs
• Identified as Letters of Credit (LC) - SME, and provides support and guidance as necessary, on review of DLC & SBLC terms & conditions
• Provides support in management of fully secured deals in Brady Credit Risk (BCR)
• Reviews and processes all LC related bank charges and confirmation fees
• Collateral Drawings:
• Closely monitor due dates of all active trading deals fully secured by acceptable LCs.
• Coordinates with Banks, S&T Operations, Traders and Counterparties to facilitate LC presentation
• Prepares all necessary documents to facilitate timely & full collection of all deals covered by letter of credit

• Bachelor's Degree major in Accountancy, Management Accounting, Accounting Technology and related courses.
• Proficient in MS Office and SAP system
• Fluency in English
• Good Analytical skills (quantitative and qualitative analysis)
• Ability to work systematically, prioritize tasks and adhere to deadlines
• Ability to balance risks and business requirements
• Ability to adapt to varying work situations and is flexible in the approach to resolving challenges
• Works with minimal supervision and shows Initiative
• Ability to communicate at all levels of management

• Competitive salary
• Allowances, medical and optical reimbursements
• Health care coverage for you and your eligible dependents
• Robust employee centered programs for health and wellness
• Time-off to promote healthy work-life balance or to care for your family
• Annual corporate incentive bonus when the company meets established goals
• Recognition & awards program
• Long-term savings plan
• Life insurance
• Career development opportunities to all employees through onboarding, training and development, mentoring, volunteering opportunities and employee networking groups
• Hybrid work model - work remotely from home several days a week

Chevron