Role Overview We are seeking a skilled and analytical Portfolio Risk Officer (Secured) to join our risk management team. This role is responsible for analyzing secured portfolios, enhancing risk reporting, and identifying emerging credit risk trends. The position also involves conducting stress testing to proactively detect potential risks and support strategic decision-making. This role is ideal for Manager to Senior Manager (M-SM) level professionals with strong experience in credit risk within the banking and financial services sector. Key Responsibilities Analyze and enhance portfolio risk reports to identify trends and emerging risks Conduct stress testing to assess portfolio resilience and detect early warning signals Provide actionable recommendations to mitigate identified risks Collaborate with stakeholders to align risk insights with business strategies Present findings and insights to senior management Support continuous improvement of risk analytics and reporting frameworks Monitor portfolio performance and ensure adherence to risk policies and standards Qualifications Minimum 6+ years of experience in credit risk or risk management , preferably in banking or financial services Strong analytical and problem-solving skills Excellent communication and presentation skills Proven stakeholder management experience Master's degree is preferred Relevant risk certifications (e.g., FRM, PRM, CFA) are an advantage Why Join Us Opportunity to work on secured portfolios with high business impact Exposure to advanced risk analytics and stress testing methodologies Collaborative and high-performing team environment Competitive compensation and career growth opportunities